Did You Get Your Free Annual Credit Report?
TransUnion Experian and Equifax
You are probably aware that Federal law entitles you to a free copy of your credit report annually by each of the three credit bureaus: TransUnion, Experian, and Equifax. By regularly looking at each of these reports, you can determine if there are any errors on them and be aware of your credit worthiness.
Stagger for Maximum Benefit
Instead of ordering all three at the same time, experts recommend that you stagger them throughout the year. This will let you look at your credit at three different times during the year instead of only once.
An easy way to make this happen on a timely basis is to set a recurring appointment on your digital calendar. Schedule a recurring event every four months to order a free credit report from www.AnnualCreditReport.com. The end result is you will receive one report from each of three companies once a year.
It’s Not Just About Cleaning Up Your Credit
This isn’t just for people who are trying to clean-up their credit. This procedure allows you to monitor your credit to be sure that your report is accurate. You might even discover that someone is illegally using your good credit.